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Comments for Wells Fargo is stupid

Excerpt: Wells Fargo didn’t think things through very well. Read the whole article…

Bryan Price
March 4, 2006 4:23 AM

National City Bank decided to send me a new ATM card two years after I had closed the account. They did send it to my new address. I called them about it, and the CSR wanted my account number, which I didn't have. I gave her the number on the card, and she still couldn't bring up any information. Evidently I was still in the system, and the system decided I needed a new ATM card, even though I now had no account. Scary.

Ted Hussey
March 4, 2006 4:41 AM

Hi Adam, My bank, Bank of America, two weeks ago shut down my card which I use for everything and have many recuring payments, without notifying me. I found out when trying to pay for a food shopping trip with my wife. Fortunately she had hers with her. The excuse they gave was that two people from different sides of the country tried to use my card. I check my account every day and didn't notice any discrepancies ever. It took a week to get a new one and some frustration to get all the recuring transactions changed to the new card. I wonder if there's a different reason for the change. Like maybe someone hacked the bank's accounts. You have a great blog.

Adam Kalsey
March 4, 2006 7:27 AM

Good point about the possible cover-up. My wife's card is used in a very similiar manner to mine and it's tied to the same account. Yet she's not getting a new card (I asked Wells Fargo about this too). You'd think if the fraud depeartment felt they needed to send a card to me, they'd need to send a card to her as well.

Cliff Johnson
March 4, 2006 5:24 PM

That's exactly what happened to me. I got a message one day saying that my card was going to be cancelled because of security issues and that I would get a new one in 5-7 days. I called wondering what the problem was, and it turns out that my hosting company had been hacked and credit cards had been stolen. When they reported it, my bank just cancelled all accounts as a precaution. I suppose at least they told me what the problem was instead of covering it up, although they wouldn't release the company that had been hacked, I was just able to figure it out based on what I had used the card for.

March 5, 2006 4:33 PM

I just activated my new Wells Fargo card, same thing ,they said I had to do it, or they would. I just used it a circle K and it locked up there register. The girls there said its the hologram strip that does it. Good one there Wells Fargo!! make a card that F--ks up everybodys system. Now I don't know where it will work anymore I buy everything with that card. Considering changing Banks just because there stupid!

March 6, 2006 7:44 PM

A co-worker of mine has a Wells Fargo account, and he got some fraudulent charges a couple of weeks ago. Furious, he made some phone calls to the companies that charged his account without his authorization. He ended up tracking down a woman 2000 miles away that received flowers that were charged to his account. The woman had no idea who was sending her flowers and was getting upset that merchandise was being delivered to her and she had no idea who it was coming from. Fast forward to wife has a Wells Fargo account and she just received a new card in the mail. Her old card doesn't expire for a year, so she called WF to ask about it. They said that her account was tagged as having possible "fraudulent charges" and her card was changed as a precaution. Bullshit. Wells Fargo's system has been hacked and they won't fess up to it, but can you blame them? The mass exodus would kill them.

March 6, 2006 9:41 PM

Hey, same exact freakin' story here. This card's stripe has rendered my local Circle K worthless - I didn't need the stupid new Visa logo. My Circle K lady actually said that Wells is shuttiing them out, I'm still trying to find some sturdier material on that - this is the only place online right now that's talking about this dumb new card. I say we all start bitching on Wells' help line so they take notice of their flawed new card.

Montgomery Burns
April 10, 2006 8:23 AM

My wife and I are both Wells Fargo customers and her Wells Fargo card was hacked last week for more than $1100. This is the SECOND time our Wells Fargo card has been hacked in the past 6 months. They have some SERIOUS security issues and I have to tell you that at this point it is likely that we will be switching to Washington Mutual. This is ridiculous.

May 1, 2006 6:27 AM

I forwarded this to all my ex-Welly Fargo co-workers... I am sure they appreciate someone griping about one of their psychotic policies in print. All of the CSRs (customer service reps) are WELL AWARE of the flawed cs policies that are not really FOR Customer service. They are simply maximizing their profits by sending out mass debit/check cards to all those who don't currently use them. Yes, checking to see if you had one BEFOREHAND might have been appropriate, but simple common sense need not apply to management levels at WF. That would have taken their precious employee's time up from attempting to SELL you other services WHEN You call in to report this mistake. Did they try to sell you something? A WF CSR is required to attempt to make a sell on Every IN BOUND Service call. Inconvenient? You bet! Rude? of course. Generating millions of dollars from their hapless banking customers who are forced to hear a telemarketing spiel when they are calling in to complain about a WF "Mistake". What they did is not a mistake. They will generate plenty of income off ALL mistakes derived from the inconvenience of you setting up your New card. It's the Wells Fargo way! -

May 7, 2006 7:49 PM

+1 >:-( Add me to the list of Wells Fargo. I was at an out-of-town ATM last week (5/3/06) and notice about $1500 less from my checking/debit/atm account. I went online and sure enough I found three fraudulent charges on my account from across the nation. I ALWAYS collect my receipts, and I NEVER use my debit card for online purchases. I canceled my card that night but the charges have posted against my account. So now I wait....

Montgomery Burns
May 16, 2006 7:43 AM

Getting hacked usually happens on your end of the spectrum. The website you trust to visit and downloads you put on your computer have alot to do with increasing your vulnerability.

James Miller
June 11, 2006 4:12 AM

I have had my account numbers changed three times in one year. Just this week they are doing it again because the security strip on the back doesnt work in Alaska. This change caught me on the road without a way to get at my money. I am moving it has taken three attempts to get them to change to the new address. Yipes the banker you get on the phone seem to be totally lacking in banking skills. Maybe I can find a better bank where I am moving.

July 21, 2006 4:46 PM

Boy oh boy!! did Wells Fargo disappointed me today (7-21-06). I called to have some assistance with an overdraft fee (which I rarely do) and the only thing I got was uninformed operators and a liar of a supervisor name John. For Gods sake,, this is a large bank with enough money to educate their operators with the right information and to hire honest supervisor that can help a needy customer. I feel terrible by all the lies I have been told and have trusted to later find out that partially is not true.. Beware of the information they provide to you. Keep all your statements to compare with what they say,,,, you'll be amaze some information they provide do not match yours. Because all they want to do is cut you off and leave you stranded.

November 3, 2006 8:27 PM

Wells Fargo lacks the pistol and the mask but Ill still label them a bandit. They took my daughter , their employee to the cleaners with 42 over drafts at 33.00 a piece. Needless to say her pay check that went into the bank(auto deposit) was completely eaten up. She was told by a bank clerk that her over draft protection would kick in automatically. So being the young and innocent never checked to make sure that it did. She never had a clue until a cleck at a store tried to take it from her thinking she had stolen it. Wells Fargo never notified her and continued to let her over draw. Had it not been for the clerk doing the banks job who knows how long it would have continued. She had 500.00 in savings, they never applied it to the negative balance but then drained it for the over draft charges. Im sure if she was to read the veryyyy small print their butts are covered. This did not happen by accident, it is a well laid plan. Go try to reverse all those charges and see how far you get. No one seems to have the authority and no one can a make a decision. A very pissed Mom who taught her daughter a better set of values then the people she works for.

November 14, 2006 4:23 AM

I am SO sorry to read all of your comments...I work for Wells Fargo...for now. I'm in collections (first time ever) and I know it's not for me...I'm not "pushy", I can be firm...but come on, trying to get a little elderly couple living on a very fixed income (social security really sucks, by the way, but that's a topic for another day) to pay on a line of credit on which they are past's really sad. I'm going back to healthcare...where I can at least feel honest and not dirty about what I do.

December 7, 2006 7:00 PM

Well that might be the best story of the day.

December 12, 2006 3:19 PM

I had more then 50 overdrafts of 33.00 since September. I was pregnant and had a baby so I never checked my statements since I was too busy with my child and kept making my deposits only to find out that I had more than 2000.00 in overdraft fees. They have a 2 day hold on deposited checks but take overdraft fees right away.

December 16, 2006 3:59 PM

I have multiple accounts with Wells Fargo Bank one Buisness account that they made A 28,000.00 dollar mistake in there favor wich was eventually cleared up, and letters of appology on Wells Fargos behalf were sent out, however recently I made A deposit into A Wells Fargo account from one my accounts from another establishment to cover some automated bill paying activities and they held the deposit for four days siteing unusaul deposit activity, allthough the check cleared my other bank on the next day this created an overdraft wich they coverd but charged me for after A few phone calls they have reversed the charges but they are now chargeing me 2.00 for each phone call that I made to them. It is in my humble opinion that everyone banking with Wells Fargo should switch banks .

Kristofer Dale
December 22, 2006 11:42 PM

Here's another heartwarming holiday story for you. I work in Albuquerque, NM (yes, the so-called "Land of Enchantment", but that's another story) and I was working in the "far heights" late this Friday evening, December 22, 2006, on an interior design project. With 15 minutes to spare in order to deposit checks totalling around $20,000 needed to cover business expenses and holiday purchases, I covered the distance to my nearest Wells Fargo branch at the corner of Juan Tabo and Montgomery Boulevards in just over ten minutes time on icy streets (no, I wasn't going over the speed limit, there was too much holiday traffic), only to be stopped at a long red light at the adjacent intersection to the branch. Finally, I rolled up and parked in front of the front door right as a bank employee wearing slacks and a white or light dress shirt, dark curly hair, about average height (I hope this enough of a description to get his chicken-shit candy-ass fired, but suppose that would be expecting too much from a corporation that clearly does not give a rat's ass about its customers) strolled up and locked the door while watching me wave. As he turned and strolled away without any acknowledgement, I checked my T-Mobile auto-updated cellular phone and saw that it was 5:58 pm, presumably two minutes before official closing time. Thanks for caring! Here's wishing for a lovely Wells Fargo bankruptcy in the coming year, you flaming assholes...

December 30, 2006 8:05 AM

I thought I was the only person with helpless overdraft problems, hidden charges & fees, and a shitload of hate for Wells Fargo. Love your article.

Dick Kavocevich
January 20, 2007 8:00 PM

Is it really the bank's fault that some people can't figure out that if you spend more money than you have in your account, you're going to get an overdraft fee??? Holy SHIT! I can't believe you're that stupid! Of course they're going to charge you for that! Second, if you knew anything about federal regulations for banking, namely Regulation EE disputes, you would know why a bank places holds on large checks. If you're stupid enough to take in a large check rather than have it wired between banks, you deserve to wait.

February 12, 2007 9:25 PM

How about all of you learn how to keep a fucking register and quit using excuses like having a baby and it wells fargos fault. two suggestions for everyone. Make more money and i'm assuming for most of you thats not an option and the one that applies here is don't have a bank account if you have no money and don't know how to keep track it.

March 26, 2007 8:15 AM

i have never had any problem with wells fargo they are great to do business with i've been there for years and plan on staying there!!!

May 17, 2007 11:01 AM

WF put a week hold on a paycheck from my work (they have been depositing money from this account for over 3 years). This hold caused major problems, overdraft fees, and hours of useless time on hold. I sent them a letter today via email to request reimbursment. I can exect what their response will be. Somehow, things are never their fault and there is no one with the power to do anything. I am doing research on our local banks. I am over large entities, machines. It is not not the fault of the people that work there. They are just trying to make a living like you and me. The problem is that the bank (restaurant, store, whatever) is too big, so they require this huge rigid system to operate. The system only sees assets and liabilities. The CSR's are just your human interface. If you can, Bank locally, shop locally. America can have unique towns again, instead of this homogeneous robot of chains and corporations.

Deb Ziesmer
November 13, 2007 5:24 PM

My son is a victim of idenity theft. None of us are customers of WF. I have spent alot of money trying to get this mess cleared up. The WFB is in Ca and we live in MN.They gave me 10 days to get requested papers noterized and sent back to them. It took 4 days to get here. After requesting all paper work from 2 fraudulently opened accounts all we got was the applacation paper. WE ARE NOT HAPPY. WE will NEVER do business with WFB. Deb

hello holly there
December 6, 2007 10:24 AM

sara How about all of you learn how to keep a fucking register and quit using excuses like having a baby and it wells fargos fault. two suggestions for everyone. Make more money and i’m assuming for most of you thats not an option and the one that applies here is don’t have a bank account if you have no money and don’t know how to keep track it. bill March 26, 2007 8:15 AM i have never had any problem with wells fargo they are great to do business with i’ve been there for years and plan on staying there!!! Thank you to the both of you!!! These people are so stupid, they seem to think that everything is the banks problem and in all reality it's the lack of their intelligence. I am a phone banker for wells fargo "a operator" (how downgrading to put it that way) and I have yet to see anything that has been banking error!! If people keep better track of their money and their accounts, these types of problems would not exist. (and for heaven sakes, here's a concept) take responsibility for your own actions. Wells Fargo is a great bank and nothing is done to hurt customers, they bring it on themselves.

December 11, 2007 11:27 PM

get over it all of you jerks out there! i work for wells fargo and all of you people crying about overdraft fees are pathetic. it is not the banks job to track your purchases... its yours! GROW UP!!!

December 19, 2007 9:05 AM

FWIW Wells Fargo is insolvent and on the verge of bankruptcy as they have a huge and undisclosed derivative risk... Have a Merry Christmas...

January 23, 2008 6:37 PM

I am DONE with Wells Fargo. After years of their stupidity, I'm going to another bank. Here is one example of my experiences with them: I have an auto deposit on my paycheck every month except for my June check which is a final check for the summer months. These auto deposits have been occurring for over 7 years, same two times every month and with the same employer issuing the check. Suddenly, one June, without any type of verbal warning, they decide to hold this check of $8,000. So, what do, I do? I decide to pay some bills - silly me, thinking I had money in the bank. Well, I did this for a week and after 10 DAYS, I get a notice in the mail saying that my deposited $8,000 check will be placed on hold! I live 20 miles from the bank and it took 10 days to get that letter to me. I can understand if I walk in there with an $8,000 check from someone that had never direct deposited before. Come on, this was 7 years with THE SAME COMPANY! Well, this was convenient for them as it resulted in MANY overdraft fees that they refused to refund. Someone was right - I'm just a number to this big banking system. I have to wonder if they just look for the right time to do things like this......things that cause overdrafts which are IMMEDIATELY posted to an account, no waiting period on those! I think the least they can do is inform their customers immediately when a deposit is going to be placed on hold. Sure, they have the right to do that but with that right comes the responsiblity to inform their customer - immediately, not 10 days later.

March 4, 2008 7:29 AM

Ok all of you really nice people telling everyone whose had a problem with Wells Fargo Bank to learn how to keep a *fucking* register - first off, do you people have some close relationship with Wells Fargo to make you defend them by insulting others? Second, it is true that if a person is very careful with watching their spending and using their accounts they can prevent fees. However, Wells Fargo simply likes to make it that much harder to do. They do like to be sneaky about their methods, but because their methods are approved bank regulation, even if it seems wrong to do to the customer it can't be called "banking error". For example, WFB will post debit card purchases the day they were made so that you can see the transaction online, and then they will reverse it so it cant be seen on your account, hold it for several days or longer, and then repost it (officially this time, so the money is taken out) and it always seems this happens when them doing that incurs the customer overdraft fees. Now them doing that is not a "banking error" because they are allowed to do that. However, it still does not seem right to do.

March 12, 2008 8:25 AM

<------ Wells Fargo Employee. Lol

March 12, 2008 8:27 AM

Oh yeah, if your worried about security, you should get identity theft protection. Saved my ass almost 900 dollars so far.

Team Member
March 23, 2008 8:15 AM

I agree - Wells Fargo is not only stupid, but unethical and predatory.

March 24, 2008 2:09 PM

I have stayed with Wells Fargo for almost 2 years now but I was unhappy recently because I can't do much on their Online Banking Site. It started when I went to deposit checks on an ATM machine like always because I never make it to the bank because of work. So at night time, I always make it a habit to deposit money. But I noticed that there is always a lost $100 on the account and the receipt says a different amount from the ATM Machine. So I checked on a branch one time for me to understand why it happened. They explained to me that they make the $100 ready for me to be used. But still, the amount it printed in my receipt was no where to be found in their database. They showed it to me in their old computer. Most of the amounts in their computer in my history didn't appear in my online site. I told them why this amount never appeared in my history. Even in my online banking account, I never saw that amount. It habitually changes and you can never keep track of how much money you got when you deposit in an ATM Machine. Even if I use the calculator to sum up the deposits and withdrawals, it never came up with the right amount. That is why I told the employee how am I suppose to know if the bank is getting money from my account or not since the figures always changes. (I use my ATM account for everything, sales, POS, shopping, food, etc.) What they told me is that the bank never gets money out of my account. I could believe him on what he is saying but he can't explain to me why the figures in my online account never matches if I use the calculator. The main thing about this is what if I want to see how much money I have when I deposited this money 3 days ago? This is my main problem on their website. I saw that they updated the whole website but still its just some GUI changes and design but no important updates that will make online banking easier. I told him I wanted to see how much money I have for each transaction I made. So I can keep track to prove his word that I am not losing money. He told me, "You can make a ledger for yourself of each transaction you made and you can compare it against the website." I said, "Then why do I have to do banking with you guys if I have to do it myself manually." This made me think how much online banking with Wells Fargo sucks. And then a friend told me about Bank of America. He showed me their online banking and I was delighted on a particular feature I need. They log each transaction and besides each shows how much money you have after the transaction was made. In Wells Fargo, you only can get how much money you have before the transaction happened only the MOST RECENT one. In BofA, they will show you everything for each transaction you made. This will save my time rather than me doing a ledger and log each transaction manually which is ridiculous. So in short, I opened an account and I am on the verge of moving and closing my Wells Fargo account once I got my tax refund in my old WF bank account. This is my story. I hope Wells Fargo can do something about this.

June 4, 2008 1:53 PM

What is the point of online and mobile banking if you have to keep your own register anyways? I'm not saying that Wells Fargo shouldn't charge you for exceeding your limit, I'm just saying that the way they conduct business is unfair to the consumer. How are you supposed to keep an accurate register when charges can "fall off", as one phone banker explained to me, and then re-post at any time. And it just so happens that these charges re-post right before you make a deposit to cover the costs, but yet you had made the deposit before the charges re-posted. The bank managers response to this situation was, "well we can't keep charges on there forever!" Understandable, but if Wells Fargo is going to drop and re-post charges at their discretion, how about an e-mail? a phone call? a fucking smoke signal, just some kind of notification on whats going on with our account! If we have to keep a register, and track all transactions whether it be charges falling off, pending transactions, and when items are posted..... Well isn't that the banks job. How about giving the consumer the option to keep the charge posted a few more days? After all it was the consumer who made the charge, they should know if the charge was legit or not. And another thing that is funny, Wells Fargo doesn't give you the option to set-up your check card in a way to where it is impossible to go over your balance. Why not? Instead they allow you to open a second account that acts as an overdraft protection account. And then when you do need to utilize your "overdraft protection" account they charge you a fee. That's the fucking stupidest shit I ever heard! It's all MY MONEY! Why the hell should I have to pay a fee for covering costs with my own money. But the bank and credit systems are set up for the average consumer to fail. You can't take your debit/credit card and run it up to $20,000 when your limit/account balance is only $500 because sooner or later your card will be declined. But the banks allow you to go over just a little, so that way when you do (even if it's a dollar!) they hit you with a fine. But Wells Fargo is a business, and a large one at that, so I expect to see no change in the way things are done because they profit too much money in fees alone. So the only solution I see for now is to get rid of online and mobile banking since they are not always up-to-date and Wells Fargo expects you to keep a register.(That seems to be their answer for everything.) And get rid of your check card. It amazing on how many people are siding with Wells Fargo, even though you may be an employee, I mean come on! Deep in the back of your head you have to be telling yourself people are getting bent over here. It used to be that people would allow the bank to take their money to keep it in a safe place, nowadays the bank is just taking our money. If your an average consumer, who works a 9-5, barely making ends meet, and trying to support a family... You're better off keeping your money in a shoe box under your bed. At least then you know you won't be getting ripped off.

June 25, 2008 2:23 PM

Kari, Katy and all of the other Wells Fargo employees. I find it insensitive and downright rude of your responses toward anyone who has expressed their concern, grievenses and so forth. THAT in my opinion is how rude the customer service is at Wells Fargo. Yes I used to bank there....used to being the operative word. I chose to leave Wells Fargo banking because of the 'rude' customer service and the constant bank charges on my account. Did you know that Wells Fargo CHARGES the customer if they take money from your overdraft protection account? For example: My payroll checks were automatically deposited into my account on Friday morning. Actually posted to my account. Then on Saturday morning we'd deposit my husbands payroll check because his company doesn't provide automatic deposit. That deposit of course would be held or in pending mode until Tuesday morning. IF you went and spent all the money you just deposited over that weekend, you'd see the transactions, however if you happened to spend over that and Wells Fargo was left to transfer money from your savings/overdraft proctection account, Wells Fargo would charge $10 for each transfer/transaction they made for you. WTF? So say if I needed $10 transferred over to cover the overdraft then Wells Fargo is taking $10 for themselves because someone had to go into the system to do this? In my opinion Wells Fargo is nickel and diming everyone to death with these 'hidden' fees and charges. It's outrageous and really needs to stop. I wouldn't be a bit surprised if more and more customers start leaving Wells Fargo. I've had nothing but foul mouthed, obnoxious angry little punks for customer service reps who I might add more hidden charges just for answering or taking care of something on your account. Oh gosh I could go on and on about how bad Wells Fargo is but I think the fact that I've 'stiffed' them with a negative -$1,000 overdraft and not answering their calls and returning their little notices and envelopes. I've opened up a bank account with a our local credit union, which I might add have even made $.10 within our first week of opening our account. No hidden fees with them plus we own a portion of our credit union. We've had our account now for a couple of months and love it there. Always treated with a smile and they've even started calling us by our name! How's that?!! Oh sure....eventually I'll get around to paying this overdraft charge that's on that Wells Fargo account, but you know what? I'm not in any big hurry to do so. So Kari, Katy and all other other Wells Fargo employees..............I hope you're happy working there at Wells Fargo because'll be a victim of what everyone else is complaining about. So......YOU GROW UP BITCHES AND LEARN SOME CUSTOMER SERVICE SKILLS!!!

October 2, 2008 12:41 PM

Oh gosh, I have been paying all bills with cash for over 3 years. I am no further ahead for it, but no one takes anything that I am not aware of. It's such a simple step towards sanity. I learned my lesson with WF. However, I did hear something on the news about WF that they were laying off an undisclosed amount of workers. The bigger they are the harder they fall. Who-a

October 9, 2008 2:44 PM

Yeah? Well Wells Fargo changed my address without telling me or without me telling them to! My next door neighbor moved and ONE letter from wells fargo got forwarded with their mail by they just change my address. No call, no mail, no here my old neighbor (who I DID NOT get along with) received my statements and bills for my checking, credit and mortgage accounts! So what do they do? They change my account number and send me a new card...witht he WRONG NAME. THey went back to my maiden name (it already took my three years to get them to finally switch to my married name and here we go all over again) And the problems just keep coming. WARNING: They can flag your accounts if they don't like you so watch out! If you get mad, even if you have a good reason, they will flag you and then you are really screwed! They close accounts, etc, just out of spite. Bad Business!!!!!!!!!! I have been doing business with these guys for 10 years, and just had problems in the last year. I've had enough problems to decide to pull all my accounts and start new somewhere else, even though this hurts my credit!

November 10, 2008 6:02 PM

I used to work for wells and let me tell you... there is no such thing a free account... as a banker we were forced to sell costumers savings accounts, check cards, online banking.. and everything you can imagine. So all of you complaining of getting cards at the wrong address or not asking for things and getting them... is all all ALL techniques a banker uses to get sales and they will get away with it... why? because the banker is always right. I feel sorry for all who bank at wells!!!!

November 23, 2008 6:42 PM

let me tell you what, I DO keep a register and my register is ALWAYS right when I am using it with my account at Bank of America, but for some reason, it is NEVER right when I am using it with my wells fargo account. I have never been satisfied with Wells Fargo and never will be ever again. The manager of one of the banks that I live by personally told me that OVER 100 dollars worth of charges should not be there, and more charges that WERE NEVER SUPPOSED TO HAPPEN keep on showing up!!!!!!!! Easy to say, today is Sunday and as of tomorrow morning, I will no longer be a wells fargo customer ever again. Also, that same manager told me that if I did not open up a student checking account and take his advice, the other account would have a WHOLE BUNCH of "hidden charges". Well at least they kept their word on that! Thanks for nothing Wells Fargo!! P.S., all of you wells fargo employees commenting on this making crude remarks, I don't think that it is helping you keep angry customers at all!!! Good judgement on that one!

Barry Rosenbloom
April 15, 2009 1:30 PM

Most USA banks are corrupt, since we are now a socialist country with the banks being owned by the USA govt, they ought to treat us better, fees, here, fee there, all they do is nickel and dime their customers with bull-sh-- fees. However, the CEOS, UFOS, and CFOs of these corrupt USA companies never seem to be in a loss for money. They are making millions off of all these garbage junk fees. Just say NO to banks in USA.

Mrs. Rodgers
June 27, 2009 10:18 PM

I have used Wells Fargo for ten years. Using a check register and keeping your balance up to date, is a responsibility of all checking account users. It is not the bank's job to keep track of what is in your checking account--it is yours. They have excellent customer service. After ten years, I should know. We have our checking, savings, and home mortgage with them. Of course, I'm 47 and expect to have to balance my checkbook every month. I use quicken--and online banking. No biggie.

February 22, 2010 10:43 PM

Wells Fargo is terrible. Back in 2007 they gave me credit card account, that I never applied for nor did I receive anything in the mail regarding it, and started charging me monthly fees against my student savings account. I didn't catch it until 6 months later (didn't think I had to since I never touched my savings account) and noticed that there were $15 monthly fees being deducted. I closed my savings account the next day and took all my money out of my savings (which cost me $10). But it turned out that one of their employees had entered me in their system wrong or some b.s. like that. I went to the credit union and opened up an account there. I love them! I'm trying to get my husband to convert since unfortunately is still stuck at wells. Free online bill pay, none of the penalties for depositing money (yes he gets a $10 check card activity fee every time he deposits money more than 5 times a month) ya'd think they want money in their bank... Wells Fargo is not middle class friendly.

March 31, 2010 1:52 PM

Wells Fargo sucks! I was in a hurry andwent there to cash a check. The whole experience felt like I was on a cop show being questioned, as they are now wannbe detectives it seems. If you are a non customer they most certainly assume you are a criminal or identity thief until they verify your check.They now take you out of the line(up) and have you sit at a desk and get harrased and questioned to see if you slip up or something on details of the check you are trying to cash.What a cavity search next? Fuck them! At the same time they try to coerse you into opening an account. Fuck that! I just wanted to simply cash a check like I have been doing at any other bank I don't have an account with. it took 30 minutes to cash the check, and on the way out, the idiot account pimp gave me his card in case I change my mind. I ripped it up in his face and gave him the middle finger salute! So my tax dollars that helped bail all these douche bags out are now being used to harrass and humiliate me? Not a good tactic to gain more customers. If that's the way they treat you as a non-customer, I can only imagine the punishment and fees they scorn on their account holders. I would never bank there. Banks suck in general, but Wells fargo is the worst! F U WELLS FARGO!

May 5, 2010 7:55 PM


October 26, 2010 2:24 PM

Wachovia as now owned by Wells Fargo is also one of the nuttiest banks in America. We have not been able to get any of our own money out of this bank..... What is the matter with all of u people who now have trust in these 2 establishments?? John G. Stumpf Chairman, President and CEO please let me know how to go about getting 3 accounts out of ur bank in Lambertville, NJ. The manager there Joe Gerko said he would not give any of our money to us. What kind of bank when a person moves from one state to another refuses to release our money to another banking firm. BJB

December 1, 2010 7:48 PM

for 28 years i paid my mortgage ON TIME to wells fargo, then 3 years ago i took out a second mortgage for home improvements. wells fucko promised to refinance the 85K 'tricky' balloon loan. last week it was due and they won't help me. i will now go into foreclosure and my family is sad as we prepare to be homeless. as a Chickasaw Indian, i too wanted the american dream. but have recently learned it doesn't mean anything to be a good honest person, though i will continue to be who i am. I didn't deserve this, but it is my mistake for trusting them.

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